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CIMB Cheque Guide: Writing, Cheque Books, and Clearing

Quick answer

CIMB cheques follow Malaysia's standard format: date at top right, payee's full name, ringgit-and-sen amount in words and matching figures, "A/C Payee Only" crossing for secure payment, and your specimen signature. Cheque books for CIMB current accounts are requested via a branch, the requisition slip, or CIMB Clicks where available, with RM 0.15 stamp duty per leaf. Deposited before cut-off, a CIMB cheque normally clears the next business day through eSPICK, and every cheque is valid for six months from its date.

Writing a CIMB cheque correctly

  1. Date the cheque top right; validity runs six months from this date.
  2. Payee: full account-title name, leftover space ruled through, "or bearer" struck for secure payments.
  3. Words: on the Ringgit Malaysia line, e.g. "Three Thousand Two Hundred And Sen Twenty Only", starting hard left, closed with "Only" and a strike-through.
  4. Figures: RM3,200.20 tight against the RM symbol.
  5. Crossing: "A/C Payee Only" between two parallel lines, top left, for account-only payment.
  6. Sign per your CIMB specimen; company accounts per the registered mandate and stamp requirements.
  7. No corrections anywhere. A spoiled leaf is cancelled and replaced; image clearing rejects alterations.

For the full field-by-field walkthrough with more worked amounts, see the Malaysia cheque writing guide.

Requesting a CIMB cheque book

CIMB current account holders request new books through: the requisition slip inside the current book, any CIMB branch, or digital request via CIMB Clicks / the OCTO app where the facility is offered for the account type. Books are typically ready within about a week; stamp duty of RM 0.15 per leaf applies, plus any book charge on CIMB's current fee schedule.

Reorder when remaining leaves drop below two weeks of your normal usage; businesses caught bookless mid payment-run lose more than the duty ever cost.

CIMB cheque clearing and returns

CIMB cheques clear through eSPICK image clearing like all Malaysian banks: deposit before the cut-off and presentation happens that business day, with funds normally available the next business day; after cut-off shifts everything by a day, and weekends and public holidays pause the cycle.

Returns (insufficient funds, signature differs, alterations, stale or early-presented post-dated cheques, image-quality failures) carry charges per CIMB's fee schedule on the drawer's side and handling charges on the depositor's side, and repeated dishonours jeopardize the cheque facility.

Printing on CIMB cheques

For businesses paying from a CIMB current account, ChequePro includes a CIMB cheque template that prints payee, amount in figures and ringgit-and-sen words, date and crossing precisely onto CIMB leaves through a standard office printer, with every cheque logged automatically in the register. Alignment for any branch-specific layout variation takes minutes with the built-in tool and is saved permanently. Malaysia guide

Print flawless CIMB cheques and keep the register automatically. ChequePro: 15-day free trial.

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Frequently asked questions

Requisition slip, any branch, or CIMB digital banking where available for your account type. About a week to issue.

Related guides

ChequePro is independent cheque printing software and is not affiliated with or endorsed by CIMB Bank. Bank processes and charges are summarized for convenience; verify current details with CIMB directly.